Session 1: Households
Chair: Sergio Destefanis, University of Salerno
- Riccardo Ferretti, Umberto Filotto, Camilla Mazzoli (Univpm): Financial literacy and financial advice seeking: a made-up story?
- Sara Lamboglia (Bank of Italy), Massimiliano Stacchini: On the drivers of financial literacy: the role of intergenerational mobility [SLIDE]
- Chiara Dal Bianco, Francesco Maura (Unipd), Francesca Parodi, Guglielmo Weber: Subjective Survival Beliefs, Cognitive Skills and Investments in Risky Assets [SLIDE]
- Gökhan Buturak, Panu Kalmi, Olli-Pekka Ruuskanen and Saara Vaahtoniemi (Pellervo Economic Research PTT): Financial literacy and fragility in Finland [SLIDE]
- Alessandro Bellocchi, Giuseppe Travaglini (Uniurb): Exploring the Relationship Between Financial Literacy and Uncertainty [SLIDE]
First keynote lecture
ANNAMARIA LUSARDI, Director of the Italian Financial Education Committee and George Washington University School of Business
Financial literacy and financial fragility: evidence from many years of data
Session 2: Households
Chair: Sara Lamboglia, Bank of Italy
- Daniela Balutel, Christopher Henry, Kim Huynh and Marcel Voia (Univ-orleans Fr and University of Bucharest): Don’t Know! Don’t Care? We Should! “Don’t Know” Responses in Digital and Financial Literacy Questions
- Daniela Marconi, Marco Marinucci (Bank of Italy), Giovanna Paladino: Digitalization, financial knowledge and financial decisions [SLIDE]
- Grazioli Riccardo (Unicatt): Financial literacy and vulnerability Empirical evidence from the IACOFI survey [SLIDE]
- Valentina Catapano (Unipd), Luciano Greco: The Regulation of Competitive Pension Funds with Endogenous Financial Literacy [SLIDE]
- Andrea Bacchiocchi (Uniurb), Federico Favaretto, Germana Giombini, Edgar Sanchez Carrera: Banks versus Households: The economic incentives behind financially illiterate households [SLIDE]
Second keynote lecture
REBEL COLE, Florida Atlantic University
SME Credit Availability Around the World [SLIDE]
Session 3: Households
Chair: Daniele Previati, University Roma Tre
- Daniela Balutel, Walter Engert, Chris Henry, Kim P. Huynh (Bank of Canada), Doina Rusu, and Marcel Voia: Gender Differences in Digital and Financial Literacy of Cryptoassets Owners?
- Giulia Bettin, Emma Sarno, Taslim Md Uddin, Alberto Zazzaro (Unina): Household gender disparity and financial investments
- Edoardo Lanciano (Uniroma3), Daniele Previati, Ornella Ricci, Gianluca Santilli: Does financial literacy affect the individual orientation towards sustainable investment decisions? Evidence from Italy
- Chiara Mussida, Dario Sciulli (Unich): A dynamic analysis of arrears and income poverty in Italy [SLIDE]
Third keynote lecture
ANNALISA FERRANDO, European Central Bank
Financial conditions of euro area enterprises before and after the pandemic [SLIDE]
Session 4: Firms
Chair: Piero Rubino
- Alessio D’Ignazio, Paolo Finaldi Russo (Bank of Italy), Massimiliano Stacchini: Micro-Entrepreneurs’ Financial and Digital Competences during the Pandemic in Italy
- Gail Denisse Chamochumbi Diaz (Uniurb), Laerte Sorini, Federica Palazzi: Financial fragility and creditworthiness of smes: potentialities of the fuzzy logic [SLIDE]
- Davide Dottori, Giacinto Micucci, Laura Sigalotti (Bank of Italy): Trade debts and bank lending in years of crisis
- Giorgio Calcagnini, Federico Favaretto (Uniurb), Germana Giombini: The effect of lockdowns on firms [SLIDE]
Session 5: The pandemic, Financial Fragility and Financial Education
Chair: Dieter Korczak, ECDN
- Anna Lo Prete (Unito), Giuseppe Bertola: Financial literacy and risk protection during the Covid-19 pandemic
- David Aristei (Unipg), Manuela Gallo, Pierluigi Murro: Financial fragility and financial knowledge during the COVID-19 crisis
- Alessio D’Ignazio (Bank of Italy), Ginevra Buratti: Improving the effectiveness of financial education programs. A targeting approach [SLIDE]
Primo round – Tavola rotonda: Fragilità finanziaria di famiglie e imprese post covid
Coordina Giuseppe Travaglini, UNIURB
• Alfredo Bardozzetti, Divisione ARET di Banca d’Italia
• Alessandro Berti, Università di Urbino Carlo Bo
• Stefano Monferrà, Università Cattolica del Sacro Cuore
• Roberto Anedda, Nomisma e Gianfranco Dote, Esdebitami
• Ali Fitzell, MABS, Irlanda
• Camilla Mazzoli, Università Politecnica delle Marche
Secondo round – Tavola rotonda: Gli Strumenti e le Politiche a favore dell’educazione finanziaria
Coordina Germana Giombini, UNIURB
• Paolo Benedetti, Direttore Generale di Banca di Pesaro
• Marina Argalìa, Museo del Risparmio Intesa Sanpaolo
• Dieter Korczak, Presidente di ECDN- European Consumer Debt Network
• Francesco Gaetano, DG Justice – Commissione Europea
• Riccardo De Bonis, Servizio di Educazione Finanziaria, Banca d’Italia